To use Card Validator, Paste card no in the given input box below and click on validate credit card button.
Credit Card Validator
Credit Cards - A payment card service:
A credit card is a payment card that is issued to the cardholders (users). This enables them to pay a merchant for the services or goods. The payment depends on the cardholder’s accrued debt. This means that a user has to promise that he will be able to pay the amount along with the other agreed charges before a certain deadline.
The card issuer which is usually a bank or a credit union creates a revolving account and allows a line of credit to the cardholders. From the line of credit issued, the cardholder can borrow the money for the purchase or make a payment to a merchant.
There are two types of credit cards. One is a consumer credit card and another one is a business credit card. Most credit cards are made up of plastic. But some credit cards are also made in metal (stainless steel, gold, palladium, titanium). Few of the cards are made up of gemstone-encrusted metal.
Credit Card Issuers and Credit Card Networks :
Nowadays, credit cards are of different types. Currently, there are credit cards of different networks in the market. Each credit card has a slightly different number format.
Before preceding further, let's clear the difference between the credit card networks and issuers.
The issuers who issue the credit card to their users are limited to the usage policies and transaction limits.
Whereas credit card networks are those companies that can provide a communication gateway between a card user and the institution who is issuing that card to conduct the transactions.
Luhn Algorithm - A way to verify the validity of a card number:
The numbers of a credit card are generated following certain rules and standards. This gives the merchant a way to verify the credit card number before making a purchase or payment.
The algorithm on which the calculation is used to compare a credit card number with your checksum is called as Luhn Algorithm.
Credit Card Validator by TopSEO:
The Credit Card Validator tool by TopSEO is a tool that checks for the credit card number. The user provides a credit card number that he wants to verify. The tool will deliver a valid and accurate result.
The validation of a credit card number involves around running a computer program that can perform the calculations. This calculation is based on the number of credit cards. When the algorithm or bank cards validator verifies that the card is valid this shows that the number of the card exists with a certain credit card company or issuer.
Number formats of different credit card networks:
There are many cards issuing institutions currently active around the globe. As far as credit card networks are talked about, there are only a few of them.
Here we have listed major credit card networks.
If you want to identify that a credit card is of a VISA network, we have mentioned two of the methods through which you can identify the card. Those two features are:
We have mentioned some of the examples of a VISA credit card:
4930 7981 1144 8417
4811 7406 1378 2814
From the examples mentioned above, you can see that both numbers begin with the digit “4” and have a total number of digits “16”.
The features of a credit card by MasterCard network are:
We have mentioned some of the examples of a credit card by MasterCard.
5518 8676 9303 8206
5273 0969 7731 2153
From the examples mentioned above, you can see that both numbers begin with the digit “5” and have a total number of digits “16”.
American Express or Amex for short, is both a credit card issuer and credit card network company.
The features of an American Express credit card are:
We have mentioned some of the examples of a credit card by American Express.
3459 1369 4497 239
3779 8778 8360 017
From the examples mentioned above, you can see that both numbers begin with the digit “3”, which is immediately followed by either 3 or 7. The total number of digits on a credit card is “16”.
The credit card number of the Discover network can be identified by the following features:
We have mentioned some of the examples of credit cards by Discover.
6011 2653 9018 9036
6011 8328 2589 7994
Using Credit Card Validator by TopSEO:
To check the validation of a credit card by using the Credit Card Validator tool by TopSEO, follow the steps mentioned down below:
The tool will display accurate and valid results once the tool finishes verifying the credit card number.
Features of Credit Card Validator by TopSEO:
Below we have mentioned some of the main features of the credit card validator tool by TopSEO:
The tool by TopSEO will check your number against the Luhn Algorithm to see if it is a valid credit card number.
The first digit of a credit card number represents the category of the issuer or network which issued the card.
The first six digits of a card number identify the issuer or network that issued the card to the cardholder (user).
The digits 7 to the final numbers, by eliminating the 1 (the last is the checksum number) indicate the individual account identifier.
CONCLUSION:
You can use the Credit Card Validator tool by TopSEO to check the credit card and whether it is valid or not. All you have to do is to enter the credit card number along with the name of the card issuer or bank network.
